Multi-Jurisdiction Compliance
Built for every major capital markets jurisdiction
Compliance is not a gate at the end of a transaction — it is embedded in every operation, every module, and every execution path. Every investor qualification, custody movement, token transfer, and settlement event passes through the compliance engine before execution. We are designed to operate under SEC, FINRA, MiCA, FCA, MAS, ADGM, FINMA, SFC, and CIMA oversight simultaneously.
Core Compliance Controls
VaultLedger Audit Trail
Append-only, SHA-256 hash-chained, WORM-compliant audit trail across all 8 jurisdictions — every action immutable and examiner-accessible
Persona KYC
Government ID verification, liveness detection, database cross-reference — supports global identity document coverage
Middesk KYB
Business entity verification, beneficial ownership, secretary of state, EIN — US and multi-jurisdiction corporate registry integration
ComplyAdvantage Sanctions
Real-time OFAC SDN, EU consolidated list, HMT, UN, FinCEN 314(a), PEP — 30-day automated rescreening cadence
Parallel Markets Accreditation
Accredited investor verification — income, net worth, professional licence (Series 7/65/66) — certification expiry management
Reg BI Suitability Engine
Per-investor per-offering suitability scoring — risk tolerance, investment horizon, liquidity, concentration limits
CAT / TRACE Reporting
FINRA Consolidated Audit Trail and Trade Reporting — automated submission pipelines with SLA monitoring
FinCEN / EDGAR Pipelines
SAR and CTR generation with AI-assisted narrative drafting — EDGAR Form D, Reg A+ filings with automated scheduling
Jurisdiction Coverage
United States
SEC / FINRA / FinCEN / CFTC
Reg D 506(b)
Private placement — unlimited accredited + up to 35 sophisticated non-accredited investors, no general solicitation
Reg D 506(c)
Verified accredited investors only, general solicitation permitted, third-party verification required
Reg A+ Tier 2
$75M annual offering ceiling — EDGAR-filed, ongoing SEC reporting, blue sky preemption
Reg S
Offshore distribution — distribution compliance periods, Category 1/2/3 restrictions, directed selling efforts prohibition
Reg BI
Best Interest standard — recommendation suitability, conflict disclosure, Form CRS, investor-first obligation
BSA / FinCEN
CIP, CDD, EDD, SAR, CTR — full Bank Secrecy Act program with automated FinCEN reporting pipelines
FINRA Rules
CAT reporting, TRACE trade reporting, FINRA examination readiness, registered representative supervision
SEC 17a-4
WORM audit trail — VaultLedger hash-chained immutable ledger, 6-year retention, examiner-accessible
European Union
ESMA / EBA / ECB / National Competent Authorities
MiCA
Markets in Crypto-Assets Regulation — CASP authorisation, e-money token / ART / utility token classification, whitepaper disclosure
MiFID II
Investment services licensing — product governance, best execution, transaction reporting, client categorisation
AMLR
EU Anti-Money Laundering Regulation — enhanced due diligence for crypto-asset transfers, AMLA oversight
DORA
Digital Operational Resilience Act — ICT risk management, incident reporting, third-party provider management
GDPR
Data protection by design — data minimisation, right to erasure, DPA notification, cross-border transfer safeguards
eIDAS
Electronic identification — qualified electronic signatures for subscription agreements and KYC document execution
United Kingdom
FCA / PRA / HMRC
FCA Authorisation
Financial services permission under FSMA 2000 — regulated activity mapping, fit and proper assessment
Cryptoasset Registration
FCA cryptoasset AML/CTF registration — Travel Rule compliance, on-chain analytics, wallet screening
UK AML Regulations 2017
MLRs 2017 — CDD, enhanced due diligence, PEP screening, suspicious activity reporting to NCA
Consumer Duty
FCA Consumer Duty — good outcomes framework, fair value assessment, consumer support obligations
Financial Promotions
Section 21 FSMA — approved promotions, high-risk investment disclosures, cooling-off rights
Singapore
MAS
CMS Licence
Capital Markets Services Licence under SFA — dealing in capital markets products, fund management authorisation
Payment Services Act
PSA 2019 — Digital Payment Token service licence for DPT dealing and exchange activities
MAS AML/CFT
Notice SFA04-N02 — CDD, EDD, sanctions screening, suspicious transaction reporting to STR
Digital Token Framework
MAS digital token guidance — security token classification, compliance with SFA Part XIII
Variable Capital Companies
VCC framework — Singapore fund structures for digital asset and RWA fund vehicles
UAE
ADGM FSRA / DFSA / VARA
ADGM FSRA
Abu Dhabi Global Market — Financial Services Regulatory Authority authorisation for digital asset activities
DFSA
Dubai Financial Services Authority — DIFC-based regulated activities, digital asset framework, investment token regime
VARA
Dubai Virtual Assets Regulatory Authority — VASP licence, virtual asset activities authorisation, compliance manual
UAE AML/CFT
Federal AML law alignment — goAML reporting, sanctions screening, beneficial ownership register
Switzerland
FINMA / SIX
FINMA DLT Guidance
FINMA blockchain classification — payment, utility, asset, and hybrid token treatment under existing law
Swiss DLT Act
Distributed Ledger Technology Act 2021 — ledger-based securities, DLT trading facility authorisation
STO Framework
Security Token Offering compliance — prospectus requirements, qualified investor exemptions, SIX STO rules
FINMA Banking Act
Banking licence considerations for tokenised deposit-like instruments and custody activities
Hong Kong
SFC / HKMA
VATP Licensing
SFC Virtual Asset Trading Platform licence — centralised exchange and OTC dealer authorisation
Tokenised Securities
SFC circular on tokenised SFC-authorised products — investor eligibility, custody, AML/CFT requirements
HKMA Stablecoin Bill
Stablecoin issuer licensing framework — reserve management, redemption rights, disclosure obligations
Type 1 / Type 4
SFC Type 1 (dealing) and Type 4 (advising) licences for regulated securities activities
Cayman Islands / BVI
CIMA / BVI FSC
CIMA VASP Registration
Cayman VASP Act — virtual asset service provider registration, AML/CFT obligations, CIMA oversight
Cayman Exempted Fund
Section 4(4) registered or licensed fund structures for offshore RWA and digital asset investment vehicles
BVI Business Companies
BVI BC Act — offshore SPV structures for tokenised bond issuances and structured products
FATF Compliance
Travel Rule implementation across both jurisdictions — counterparty VASP verification, transaction screening